PRODUCTS
01
SME Loans
For SME Loans, we are currently working with registered companies like wholesalers, distributors, manufacturers, and other businesses in Lesotho with consistent Purchase Order Financing and Invoice discounting. Assessment of companies is done.
02
Purchase Order Financing
Minimum amount is M10,000.00 maximum amount of up to M250,000.00, subject to the borrowers credit worthiness and the value of the purchase order.
- Up to 3 months to pay.
- Security or collateral required.
- Loans are approved after assessment
03
Private Sector Loans
Loans from M1,000.00 up to M10,000.00 for private sector employees
- 12 Months to pay.
- Loans are approved ONLY if the client’s employer agrees to engage a stop order with us.
- A movable asset (motor vehicle) has to be registered on LERIMA as collateral.
04
Civil Servant Loans
Loans from M1,000.00 up to M50,000.00 to civil servants
- Up to 48 months to pay.
- Gvt Stop Order used.
- CDAS is used for affordability check and capturing.
- Settlements up to M20,000.00